• Seniors: Unlock the Equity

    in Your Home

    Is a Government Regulated Reverse Mortgage right for you?

    Learn More
  • Have Questions?

    The Benefits of a Reverse Mortgage Program

    Get the Facts
  • Cynthia Kee

    Commitment...Character...Dedication

    About Me

Reverse Mortgage Forum

How would eliminating your mortgage payment change your life? Join Cynthia Kee for an informal evening of questions and answers. Get the facts at one of my free forums in 2017.

Seniors 62 & Over

A reverse mortgage can be an effective tool for providing additional cash to live on — using the equity in your home. You’ve worked hard all your life — now is the time to enjoy. Learn more.

Industry Professionals

Financial Advisors — will your clients burn through their portfolios due to lack of income? Real Estate Agents — a reverse mortgage for purchase could be the answer for your clients’ comfortable retirement.

  • When I met Cynthia to talk about a reverse mortgage I was scared and nervous as my recently deceased husband always handled the finances. She was not only caring and professional, she let me come to my own conclusions on how this program would be of benefit to me.

    Evelyn R., Calistoga

  • When I lost Shirley I was left with only one social security check and a house in disrepair. I got the cash I needed to fix up my home and put a large sum back into the savings account so that when it is my time, I can stay in my home and afford in home care.

    Robert T., Santa Rosa

  • No one believes they will be broke and working at a concession in the park at age 75 but that was me. I never considered a reverse mortgage or how paying off my mortgage would make such a difference. Cynthia helped me to understand all of the details and was so kind in her approach.

    Mary Jane S., Napa

Seniors: Is a Government Regulated Reverse Mortgage right for you?

Learn more at one of my free Reverse Mortgage Forums. Get the facts from a qualified Reverse Mortgage Advisor. Join your host Cynthia Kee for an informal gathering of Questions & Answers. A light lunch will be served at the conclusion of the event.

Reservations are required. RSVP now: 707.812.2102, Cynthia126@mac.com

Get Pre-Qualified Now!

Contact Cynthia Kee to arrange a complimentary individualized review to find out how a Reverse Mortgage could benefit you.

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At the conclusion of the term of the reverse mortgage loan contract, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to the person and the person may need to sell or transfer the property to repay the proceeds of the reverse mortgage from the proceeds of the sale or transfer or the person must otherwise repay the reverse mortgage with interest from the person’s other asset.

The lender will charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for the reverse mortgage, all or any of which the lender will add to the balance of the reverse mortgage loan.

The balance of the reverse mortgage loan grows over time and the lender charges interest on the outstanding loan balance.

The person retains title to the property that is the subject of the reverse mortgage until the person sells or transfers the property and is therefore responsible for paying property taxes, insurance, maintenance and related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due immediately and may subject the property to a tax lien or other encumbrance or to possible foreclosure.

Interest on a reverse mortgage is not deductible from the person’s income tax return until the person repays all or part of the reverse mortgage loan.