Did you know a reverse mortgage line of credit comes with a guaranteed growth rate? Unlike a traditional HELOC, the lender can never close the reverse mortgage line of credit, and the borrower can access it anytime they wish with a simple phone call. (Provided their taxes and insurance are kept current and the home is properly maintained) This provided the clients with all the flexibility they needed, and the additional safety net that they can tap into without having to reapply, get a new appraisal, or any additional qualification.