44% to 51.5% of people over 70 who apply for a long-term care policy are declined by insurers. But, many seniors who want to purchase LTC policies could not afford them. So, I started to research if there was a product that could help senior homeowners afford the kinds of LTC products that they wanted. This is what led me to the reverse mortgage product.

Are Any of Your Clients in Danger of Depleting Their Retirement Savings Account? More financial planners are giving reverse mortgages a serious look as the coronavirus pandemic wreaks havoc with retirees portfolios.