Older homeowners should seriously examine their current financial liquidity and future needs. If they’re lacking, this once-in-a-generation housing market could yield hundreds of thousands of dollars in borrowing power at today’ low-interest rates.

Can You Use a Reverse to Save Life Insurance Policies? Find out how to improve your cash flow by eliminating mortgage installments and other debts.

Can one vaccinate themselves against retirement financial shocks? How an ounce of prevention is worth a pound of cure.

Yes, the possibility that you’ll get a stimulus check is something to care about, but there are other aspects of this act involving taxes and RMDs that could directly affect retirees like you. It is important to know what’s in this bill that will affect you, to make sure you’re getting as much as possible out of your tax dollars.

In this article, we’ve listed 10 resources that can provide valuable information and help to seniors maintain dignity, quality of life, and independence while living at home as long as your living needs are met so you are safe, healthy, and happy.

Reverse Mortgages Are An Excellent Hedge Against Property Value Risk – Especially Now. With home values at historic highs and base interest rates below one-percent now is the time for older homeowners to consider securing their home’s value with a reverse mortgage.

Aging in place also can be more challenging than you might expect. While most seniors say they want to age in place, a much smaller percentage of them actually manage to accomplish it, studies show.

Despite political and social unrest and economic uncertainty reverse mortgage lenders are expressing optimism in both the program’s viability and growth.

Did you know a reverse mortgage line of credit comes with a guaranteed growth rate? Unlike a traditional HELOC, the lender can never close the reverse mortgage line of credit, and the borrower can access it anytime they wish with a simple phone call. (Provided their taxes and insurance are kept current and the home is properly maintained) This provided the clients with all the flexibility they needed, and the additional safety net that they can tap into without having to reapply, get a new appraisal, or any additional qualification.

Art has a way of bridging gaps, to knit generations together through the barriers of social distancing, closed doors, and masked faces.

“The mental health consequences of isolation can be dire,” says art therapist Morgan DeFranco. “You’re used to looking forward to seeing friends and family and suddenly that face-to-face interaction is gone. Art helps heal depression and anxiety. If a kid made me a picture, even if I didn’t know exactly what it was, it would warm my heart.

May the magic of the Christmas season fill your home with joy and peace.Sending lots of love to your family, and looking forward to the day we can see you again. Take care of yourself and stay safe.

VALIDATION: to recognize, establish, or illustrate the worthiness or legitimacy of someone. You never know how such a small gesture as simple as talking can make someone’s day.

It’s not a mistake that the age of eligibility for the federally-insured reverse mortgage is 62. Americans in their sixties begin to seriously consider the merits of continued full-time work against the rewards of a more leisurely lifestyle.

Gratitude turns what we have into enough. Research suggests that positive reactions to receiving a benefit are not simple expressions of momentary happiness. Rather, they’re a means to spark the desire to give back to others, the community, and the world.

Reverse mortgage professionals have good reason to be excited, grateful, or just simply relieved. Here are five to consider.

44% to 51.5% of people over 70 who apply for a long-term care policy are declined by insurers. But, many seniors who want to purchase LTC policies could not afford them. So, I started to research if there was a product that could help senior homeowners afford the kinds of LTC products that they wanted. This is what led me to the reverse mortgage product.

Why Buy a New Home as a Senior? Borrowers on a fixed-income can finance the purchase of a new home without the burden of having to make monthly mortgage payments.

Are Any of Your Clients in Danger of Depleting Their Retirement Savings Account? More financial planners are giving reverse mortgages a serious look as the coronavirus pandemic wreaks havoc with retirees portfolios.

Gardener and container gardening expert Mardi Schma delights in sharing her art by customizing and creating meaningful spaces through the plants she now grows and sells from her garden. Nest by Mardi offers you a rare opportunity of having a talented garden designer help you create statement entryways or alluring patio garden containers – sophisticated and simple or bold and whimsical.

Clint Eastwood has had a long, productive career as an actor, director, and producer, which isn’t remarkable. What is remarkable is his work as director, producer, and actor since age 62. His work belies that we lose our creativity, that our fluid intelligence necessarily diminishes as we age.